ADHI PRASETYO SATRIYO WIBOWO. Challenges of The Housing People’s Business Credit Program Policy in Encouraging the Empowerment of MSMES. Jurnal Budget : Isu dan Masalah Keuangan Negara, [S. l.], v. 10, n. 2, 2026. Disponível em: https://ejurnal.dpr.go.id/index.php/jurnalbudget/article/view/459. Acesso em: 12 feb. 2026.