Adhi Prasetyo Satriyo Wibowo. Challenges of The Housing People’s Business Credit Program Policy in Encouraging the Empowerment of MSMES. J. budg. [Internet]. 2026 Feb. 6 [cited 2026 Feb. 12];10(2). Available from: https://ejurnal.dpr.go.id/index.php/jurnalbudget/article/view/459